If you live in Cannon Falls or the surrounding areas you probably already know Melissa Thompson, and if you have not met her yet, more than likely you will see her friendly face knocking at your business or home to speak to you about supplemental insurance. Melissa says “Unfortunately I’ve found that many people in our community do not know how vital supplemental insurance can be when the unexpected happens so my goal is to make sure everyone is aware of it and can decide if it’s right for them”. As a fully licensed agent with Globe Life – Family Heritage, Melissa prefers to do things the old-fashioned way she enjoys meeting people face to face and learning about their unique situation. She says, “I really enjoy what I do, and I love helping people along the way”.
What is supplemental insurance you ask? Melissa says it is an optional coverage specifically created to pay money to you and your family for life’s unexpected events, like major illnesses, accidents and injuries, including cancer, heart attack or stroke and ICU hospitalizations. Supplemental insurance can help you pay for costs not covered by health insurance, such as co-payments, travel expenses, housing costs and more. “Great health insurance is wonderful, but the indirect costs associated with a health crisis are huge, sometimes as much as the medical costs,” Melissa says. “Our supplemental policies pay cash directly to you, which may save your life financially.”
An additional huge benefit of Globe Life’s supplemental insurance is all policies offer 100 percent return of the premiums you paid minus any claims. If your claims exceed the amount you’ve paid in premiums, you pay nothing extra. If you pass away, your beneficiaries would receive your premiums so you so get your money back one way or another. For Melissa, the benefits of having a supplemental policy are summed up by the Globe Life Family Heritage Division’s mission statement: To help provide financial security and peace of mind to families when the unexpected occurs. “I’ve always wanted a career that helps people through difficult times,” she says. Globe Life- Family Heritage allows her to do just that.
Melissa and her husband Bill have lived in Cannon Falls for over 20 years, they have raised three daughters here, and Melissa is very involved in the community devoting time to the Chamber of Commerce and Rotary Club as well as being an Election Judge for Leon Township. Melissa can often be overheard saying how much she loves Cannon Falls and how she hopes everyone here appreciates the great people of this town and all it has to offer.
So, don’t be surprised if Melissa comes knocking at your door, she just wants to chat about the benefits of supplemental insurance and answer any questions you may have. Melissa says “It is either a fit or not and either way I have done my job by letting people know what Globe Life Family Heritage has to offer”.
Melissa proudly promises that her policy-holders can always expect prompt and personal service. “I provide hands on support in helping people process their claims,” she said. “When people need me, I’m there.” If you would like to meet Melissa and learn more about Globe Life Family Heritage Supplemental Insurance, call (507) 298-0326 or email Melissa@FamilyHeritageProtect.com